NEW PLANS FOR 2010

SOUTHWEST SERVICE INDIVIDUAL & FAMILY
HOSPITAL AND MEDICAL PLANS

The following is not a Policy nor a Required Outline of Coverage, but just a very brief description of some of the important features of our Policies.

Policy Form HI-2010 (Plan A): Freedom of Choice Coverage in and out of the Hospital

$-0- Policy Year Deductible, Per Insured
$100,000 Per Person for Each Sickness or Accident
No Lifetime Aggregate
Helps pay on Hospital Expenses subject to Daily Hospital Benefits
Home Health Care pays up to the Aggregate Amount of $10,000 at a rate of $100 per day
Pays on Surgeon’s expenses listed in the Schedule for covered Surgical Operations
Surgical Schedule is based on 70% of the current Usual & Customary Charges
Outpatient Surgery paid same as Inpatient Surgery
Pays on Outpatient Medical Treatment in the Physician’s Office, Clinic or Outpatient Department of the Hospital
Pays on Ambulance Services for expenses incurred to or from a Hospital for the injured or sick insured

Policy Form HI-2010 (Plan B): Freedom of Choice Coverage in and out of the Hospital

$200.00 Policy Year Deductible, Per Insured
$250,000 Per Person for Each Sickness or Accident
No Lifetime Aggregate
Helps pay on Hospital Expenses subject to Daily Hospital Benefits
Home Health Care pays up to the Aggregate Amount of $10,000 at a rate of $100 per day
Pays on Surgeon’s expenses listed in the Schedule for covered Surgical Operations
Surgical Schedule is based on 70% of current Usual & Customary Charges
Outpatient Surgery paid same as Inpatient Surgery
Pays on Outpatient Medical Treatment in the Physician’s Office, Clinic or Outpatient Department of the Hospital
Pays on Ambulance Services for expenses incurred to or from a Hospital for the injured or sick insured

Policy Form HI-2010 (Plan C ): Freedom of Choice Coverage in and out of the Hospital

$400.00 Policy Year Deductible, Per Insured
$250,000 Per Person for Each Sickness or Accident
No Lifetime Aggregate
Helps pay on Hospital Expenses subject to Daily Hospital Benefits
Home Health Care pays up to the Aggregate Amount of $10,000 at a rate of $100 per day
Pays on Surgeon’s expenses listed in the Schedule for covered Surgical Operations
Surgical Schedule is based on 70% of current Usual & Customary Charges
Outpatient Surgery paid same as Inpatient Surgery
Pays on Outpatient Medical Treatment in the Physician’s Office, Clinic or Outpatient Department of the Hospital
Pays on Ambulance Services for expenses incurred to or from a Hospital for the injured or sick insured

Amendment for HI-2010
Optional Catastrophic Coverage HI-2010- HC
Your Choice of Three Additional Daily Hospital Benefits:
* Pays an additional daily Hospital Benefit of $500 per day starting after the 3rd day of a Hospital confinement or $750 starting after the 14^th day or $1000 starting after the 21^st day of Hospital Confinement

OTHER SPECIALTY POLICIES AVAILABLE

Heart and Stroke Policy, Form H-S-3: (Pays in addition to any other insurance)

This Plan will pay an extra $100,000 or $250,000 (your choice) in Lifetime Benefits resulting from Heart Attack or Stroke on the following:

Hospital Income benefits
Home Recuperation
Home Nurse expense

Cancer Income Policy, Form AC-502: (Pays in addition to any other insurance)

Choice of two different Plans that pays for covered expenses resulting from treatment of Cancer.

Standard Plan pays up to $100,000 Aggregate
Preferred Plan pays up to $250,000 Aggregate
Optional I.C.U. Confinement Coverage for other causes

Accident Only Policy, Form A-2000: (Pays in addition to any other insurance)

Choice of Aggregates, $20,000, $50,000 and $100,000 per Accident
$1,000,000 lifetime Aggregate
Pays on Hospital, Medical and Surgical Expenses while in the Hospital
Optional outpatient Benefits are also available

Accident Only Policy, Form A-22: (Pays in addition to any other insurance)

Pays 100% of Hospital and Medical Expenses while confined in Hospital
$20,000 Aggregate per Accident
Optional outpatient Benefits are also available

Accident Only Policy, Form AO: (Pays in addition to any other insurance)

Choice of $300, $500 or $1,000 Aggregate per Hospital Confinement
Pays for Hospital and Medical expenses while confined in the hospital
$5,000 Accidental Death and $2,500 Dismemberment Benefit

Medicare Supplement Policy, Form MS-97:

Choice of Plans A, B, C. D. F and G

Final Expense Life Insurance Policies: ($15,000 in Death Benefits, up to age 80)

No Medical Examination is required, just a few short medical history questions to complete on the initial application
Whole Life Policies, without Cash Values
Immediate or Graded Death Benefit Policies available
Policies can be written on individuals or Families
Policy can not be Cancelled or Rates Increased because of age or declining health
Accepted by Funeral Homes every where
Policy owner designates who tax free benefits are paid to
HELP Benefit: A Funeral Home with an authorized assignment, may request a portion of the death benefit be sent immediately by overnight mail, with the balance of the death benefit paid upon the company's receipt of a death certificate

Permanent Critical Illness - Whole Life Policy (254IBP&556&CCLB-Rider)

This exclusive Southwest Service Life coverage is designed to pay in a lump sum, a percentage of your whole life insurance death benefit if you are diagnosed with one of the nine Coverd Critical Illnesses. Wouldn't a check be better than a get well card?

Critical Illness Insurance - 10 year Level Term Life Policy (Form SWLT-10&CCBL-Rider)

A ten year level term life policy designed to pay in a lump sum, the percentage of your term life insurance death benefit if you are diagnosed with one of the nine Covered Critical Illnesses. Wouldn't a check be better than a get well card?

IMPORTANT INFORMATION

Southwest Service Health Insurance policies are guaranteed renewal, which means the policies can never be cancelled as long as the premiums in force at time of renewal are paid on time. Benefits can not be changed by the company because of any change in the insured health or number of times the policy is used. Policy Benefits are set out in the Policy and are subject to the policy provisions, including the Limitations and Exclusions Provisions.

Southwest Service Individual Health Insurance Policies ARE NOT Group, PPO or HMO Policies, therefore the Insured can use any Licensed Doctor or Accredited Hospital without first securing pre-approval or a referral--THIS MEANS, YOU HAVE FREEDOM OF CHOICE!!

We are extremely proud to be a TEXAS licensed insurance company for over 40 years, with our Home Office located in Fort Worth, Texas. If you would like more information concerning Southwest Service Life Insurance Company or any of its Insurance Plans----Please contact the Company direct or one of its licensed Agents---You will not be under any obligation, what so ever.

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