The Policies Below; are not comprehensive health insurance, minimum essential coverage under the Patient Protection and Affordable Care Act of 2010.

 Obama Care Individual Mandate Has Been Repealed.

 Congress successfully repealed the Affordable Care Act’s Individual Mandate by reducing the individual mandate penalty to $0 effective in 2019 as part of tax reform legislation passed in 2017.

 Gone is a surprise tax penalty at the end of the year just because you preferred one policy over another.

 You can rest assured that all the Health Policies Southwest Service Life offers can be purchased without concerns about being taxed for the choice you make.

 

NEW PLANS FOR 2021-2022

SOUTHWEST SERVICE INDIVIDUAL & FAMILY
HOSPITAL AND MEDICAL PLANS

Our health and accident policies cover telemedicine medical service or telehealth service the same as any covered outpatient service.

The following is not a Policy nor a Required Outline of Coverage, but just a very brief description of some of the important features of our Policies.


Policy Form SD21 (80/20): Preferred Plus Freedom of Choice Coverage in and Out of the Hospital

$250,000 Aggregate per Person for Each Covered Sickness and Accident Maximum Lifetime Policy Benefit of $3,000,000
  • Your Choice of Decreasing Deductibles: $400 the 1st year, $200 the 2nd Year and Vanishes Thereafter.
  • Increasing First Day Admission Benefits and Daily Hospital Benefits plus ICU Benefits.
  • 1st Day Admission Benefit with Hospital Confinement
  • Pays on Hospital Expenses subject to Daily Hospital Benefits.
  • Plus Additional Benefits for Critical Illness we will pay an Extra $600 a day for Heart Attack, Strokes, or Malignant Cancers of the Breast or Prostate.
  • In-Hospital Physicians Benefits (Outpatient Surgery paid the same as In-Hospital Surgery) we pay 80% up to $20,000 then 100% up to $80,000 of the U&C charges on your Primary Surgeon, Assistant Surgeon and Anesthesiologist charges per surgical procedure.
  • After a $20 co-pay we will pay up to $75 for 12 office visits per person per policy year of the remaining U&C Physician’s charges for Physician’s Office Visits.
  • Also Pays 80% of the other covered Outpatient U&C Physicians Charges up to the Outpatient Aggregate, after a $100 policy year deductible; on X-Rays, MRI’s, Testing, etc. Per Person per policy year.
  • After a $20 co-pay we will pay up to $150 on Annual Well Care Benefits for Doctor’s office visits.  Plus: Pays 100% on Pap smear screening for women 18 years of age and older.  Plus: Pays 100% on screening for breast cancer with low-dose mammography for women 35 years old of age and older.
  • Pays on Immunizations in a Pharmacy or Doctor’s Office for all covered Family members.
  • For men we pay 100% on screening for detection of prostate cancer.
  • We pay on Prosthetic Devices and Orthotic Devices.
  • Additional Outpatient Benefits; Pays you $1,200 Cash at Home Following Covered Hospitalization.

Policy Form SD21 (70/30): Preferred Plus Freedom of Choice Coverage In and Out of the Hospital

$250,000 Aggregate per Person for Each Covered Sickness and Accident Maximum Lifetime Policy Benefits of $3,000,000
  • Your Choice of Decreasing Deductibles: $200 the 1st year, $100 the 2nd Year and Vanishes Thereafter.
  • Increasing Frist Day Admission Benefits and Daily Hospital Benefits plus ICU Benefits.
  • 1st Day Admission Benefit with Hospital Confinement.
  • Pays on Hospital Expenses subject to Daily Hospital Benefits.
  • Plus Additional Benefits for Critical Illness we will pay an Extra $600 a day for Heart Attack, Strokes, or Malignant Cancers of the Breast or Prostate.
  • In-Hospital Physicians Benefits (Outpatient Surgery paid the same as In-Hospital Surgery) we pay 70% up to$15,000 then 100% up to $70,000 of your Primary Surgeon, Assistant Surgeon and Anesthesiologist’s U&C charges, per surgical procedure.
  • After a $20 co-pay we will pay up to $75 for 12 office visits per person per policy year of the remaining U&C Physician’s Charges for Physician’s Office Visits.
  • Also Pays 70% of the other covered Outpatient U&C Physicians Charges up to the Outpatient Aggregate, after a $100 policy year deductible; on X-Rays, MRI’s, Testing etc. Per Person per policy year.
  • After a $20 co-pay we will pay up to $150 on Well-Care Benefits.  Plus: pays 100% for Pap smear screening for women 18 years of age and older.  Plus: Pays 100% on screening for breast cancer with low-dose mammography for women 35 years of age and older.
  • Pays on Immunizations in a Pharmacy or Doctor’s Office for all covered Family members.
  • For men we pay 100% on screening for detection of prostate cancer.
  • We pay on Prosthetic Devices and Orthotic Devices.
  • Additional Outpatient Benefits; Pays you $1,200 Cash at Home Following Covered Hospitalization.

Policy Form SD21 (60/40): Preferred Freedom of Choice Coverage In and Out of the Hospital

$250,000 Aggregate per Person for Each Covered Sickness and Accident Maximum Lifetime Policy Benefit of $3,000,000
  • Your Choice of Decreasing Deductibles: $100 the 1st Year and Vanishes Thereafter.
  • Increasing First Day Admission Benefits and Daily Hospital Benefits plus ICU Benefits.
  • 1st Day Admission Benefits with Hospital Confinement.
  • Pays on Hospital Expenses subject to Daily Hospital Benefits.
  • Plus Additional Benefits for Critical Illness we will pay an Extra $600 a day for Heart Attack, Strokes, or Malignant Cancers of the Breast or Prostate.
  • In-Hospital Physicians Benefits (Outpatient Surgery paid the same as In-Hospital Surgery) we pay 60% up to $10,000 then 100% up to $60,000 of your Primary Surgeon, Assistant Surgeon and Anesthesiologist U&C Charges, per surgical procedure.
  • After a $20 co-pay we will pay up to $75 for 12 office visits per person per policy year of the remaining U&C Physician’s charges for Physician’s Office Visits.
  • Also Pays 60% of the other covered Outpatient U&C Physicians Charges up to the Outpatient Aggregate, after a $100 policy year deductible; on X-Rays, MRI’s, Testing etc. Per person per policy year.
  • After a $20 co-pay we pay up to $150 on Well- Care Benefits. Also Pays 100% on Pap smear screening for women 18 years of age and older. Plus: 100% on Screening for breast cancer with low-dose mammography for women 35 years of age and older.
  • Pays on Immunizations in a Pharmacy or in a Doctor’s Office for all covered Family members.
  • For men we pay 100% for detection of prostate cancer.
  • We pay on Prosthetic Devices and Orthotic Devices.
  • Additional Outpatient Benefits; Pays you $1,200 at Home Following Covered Hospitalization.

CRLS-21 - Critical Illness Insurance-with Lump Sum Benefits; Maximum Lifetime Benefits

Plan A: $25,000 - Plan B: $12,000 - For Critical Illness diagnosed: Life-threatening Cancer, Heart Attack or Stroke, Kidney [Renal Failure], Paralysis, Quadriplegia, Paraplegia, Hemiplegia, Major Organ Transplant, Coma and Coronary Artery Bypass Graft.

Policy Form HI-2019 Plan A; the Health Guard Ltd. Plus for Coverage in and Out of the Hospital 

No Lifetime Maximums for Sickness and Accidents and No Deductibles In or Out of the Hospital 


Policy Form HI-2019 Plan B; the Health Guard Ltd. Preferred for Coverage in and Out of the Hospital

No Lifetime Maximums for Sickness and Accidents and No Deductibles In or Out of the Hospital 


Unlike conventional health insurance plans, our plans pay a specified cash amount on a per day or period basis, regardless of what your provider charges you. Cash is paid to you or your provider, if you assign the benefits. Our Policy Pays Regardless of any Other Policy you May Have. 

OTHER SPECIALTY POLICIES AVAILABLE

 

Dental/Vision/Hearing Expense Insurance Policy [DVH-101]

Choose your own maximum benefits, $1,000, $1,500, $2,000

  • Deductible $0 or $100
  • Pays 60% the first policy year, 70% in the second policy year, 80% the third policy year and 90% thereafter on covered expenses.
  • This is not a discount plan. No networks. Choose your own provider!

Cancer Income Policy, Form AC-502: (Pays in addition to any other insurance)

Choice of two different Plans that pays for covered expenses resulting from treatment of Cancer.

  • Standard Plan pays up to $100,000 Aggregate
  • Preferred Plan pays up to $250,000 Aggregate
  • Optional I.C.U. Confinement Coverage for other causes

Accident Only Policy, Form A-2000: (Pays in addition to any other insurance)

  • Choice of Aggregates, $20,000, $50,000 and $100,000 per Accident
  • $1,000,000 lifetime Aggregate
  • Pays on Hospital, Medical and Surgical Expenses while in the Hospital
  • Optional outpatient Benefits are also available

Accident Only Policy, Form AO: (Pays in addition to any other insurance)

  • Choice of $300, $500, $1,000, $1,500, $2,000 or $2,500 Aggregate per Hospital Confinement
  • Pays for Hospital and Medical expenses while confined in the hospital
  • $5,000 Accidental Death and $2,500 Dismemberment Benefit

Final Expense Life Insurance Policies: ($25,000 in Death Benefits, up to age 80)

  • No Medical Examination is required, just a few short medical history questions to complete on the initial application
  • Whole Life Policies, without Cash Values
  • Immediate or Graded Death Benefit Policies available
  • Policies can be written on individuals or Families
  • Policy can not be Cancelled or Rates Increased because of age or declining health
  • Accepted by Funeral Homes every where
  • Policy owner designates who tax free benefits are paid to
  • HELP Benefit: A Funeral Home with an authorized assignment, may request a portion of the death benefit be sent immediately by overnight mail, with the balance of the death benefit paid upon the company's receipt of a death certificate

Permanent Critical Illness - Whole Life Policy (254IBP&556&CCLB-Rider)

This exclusive Southwest Service Life coverage is designed to pay in a lump sum, a percentage of your whole life insurance death benefit if you are diagnosed with one of the nine Covered Critical Illnesses. Wouldn't a check be better than a get well card?

SWLT-10 - Ten Year Level Term Life Policy

With very competitive Premium Rates. 

IMPORTANT INFORMATION

Southwest Service Health Insurance policies are guaranteed renewal, which means the policies can never be cancelled as long as the premiums in force at time of renewal are paid on time. Benefits can not be changed by the company because of any change in the insured health or number of times the policy is used. Policy Benefits are set out in the Policy and are subject to the policy provisions, including the Limitations and Exclusions Provisions.

Southwest Service Individual Health Insurance Policies ARE NOT Group, PPO or HMO Policies, therefore the Insured can use any Licensed Doctor or Accredited Hospital without first securing pre-approval or a referral--THIS MEANS, YOU HAVE FREEDOM OF CHOICE!!

We are extremely proud to be a TEXAS licensed insurance company for over 40 years, with our Home Office located in Fort Worth, Texas. If you would like more information concerning Southwest Service Life Insurance Company or any of its Insurance Plans----Please contact the Company direct or one of its licensed Agents---You will not be under any obligation, what so ever.

THANK YOU VERY MUCH for taking the time to visit our Web Page. We value your opinion. If you have any questions or suggestions concerning the Web Page, your comments would certainly be appreciated.


Health Plans

Individual/Family Plans
Critical Illness Policy
Cancer Income Policy
Accident Only Policy
Cash Burial Policies
Life Policy




"A Texas Company dedicated to serving fellow Texans"