NEW PLANS FOR 2007
SOUTHWEST SERVICE INDIVIDUAL & FAMILY
HOSPITAL AND MEDICAL PLANS
The following is not a Policy nor a Required Outline of Coverage, but just a very brief description of some of the important features of our Policies.
Policy Form HM-2007(Plan A): Freedom of Choice Coverage in and out of the Hospital
- Policy Deductibles that Automatically Decrease
- $ 250,000 for each Sickness, $300,000 for Accident
- $ 3,000,000 Lifetime Aggregate
- Pays on Hospital Expenses up to a per confinement Aggregate
- Additional $500 per day for Breast or Prostate Cancer
- Pays 80% up to $10,000 and then 100% thereafter for In-hospital Doctor’s and Surgeon’s expenses
- Outpatient Surgery paid same as Inpatient Surgery
- $15,000 first to die Accidental Death Benefit
- Outpatient Coverage with low $20 co-pays
- Freedom of Choice—Use Any Doctor You Wish—No Referrals Needed
Policy Form HM-2007(Plan B): Freedom of Choice Coverage in and out of the Hospital
- $500.00 Deductible (or) No Deductibles
- $ 250,000 for each Sickness, $300,000 for Accident
- $3,000,000 Lifetime Aggregate
- Pays on Hospital Expenses up to a per confinement Aggregate
- Additional $500 per day for Breast or Prostate Cancer
- Pays 75% up to $10,000 and then 100% thereafter for in-hospital Doctor’s and Surgeon’s expenses
- Outpatient Surgery paid same as Inpatient Surgery
- $15,000 first to die Accidental Death Benefit
- Outpatient Coverage with low $20 co-pay
- Freedom of Choice—Use Any Doctor You Wish—No Referrals Needed
Policy Form HM-2007(Plan C): Freedom of Choice Coverage in and out of the Hospital
- $250.00 Deductible (or) No Deductibles
- $ 250,000 for each Sickness, $300,000 for Accident
- $3,000,000 Lifetime Aggregate
- Pays on Hospital Expenses up to a per confinement Aggregate
- Additional $500 per day for Breast or Prostate Cancer
- Pays 70% up to $10,000 and then 100% thereafter for in-hospital Doctor’s and Surgeon’s expenses
- Outpatient Surgery paid same as Inpatient Surgery
- $15,000 first to die Accidental Death Benefit
- Outpatient Coverage with low $20 co-pay
- Freedom of Choice—Use Any Doctor You Wish—No Referrals Needed
OTHER SPECIALTY POLICIES AVAILABLE
Heart and Stroke Policy, Form H-S-3: (Pays in addition to any other insurance)
This Plan will pay an extra $100,000 in Lifetime Benefits resulting from Heart Attack or Stroke on the following:
- Hospital Income benefits
- Home Recuperation
- Home Nurse expense
Cancer Income Policy, Form AC-502: (Pays in addition to any other insurance)
Choice of two different Plans that pays for covered expenses resulting from treatment of Cancer.
- Standard Plan pays up to $100,000 Aggregate
- Preferred Plan pays up to $250,000 Aggregate
- Optional I.C.U. Confinement Coverage for other causes
Accident Only Policy, Form A-2000: (Pays in addition to any other insurance)
- Choice of Aggregates, $20,000, $50,000 and $100,000 per Accident
- $1,000,000 lifetime Aggregate
- Pays on Hospital, Medical and Surgical Expenses while in the Hospital
- Optional outpatient Benefits are also available
Accident Only Policy, Form A-22: (Pays in addition to any other insurance)
- Pays 100% of Hospital and Medical Expenses while confined in Hospital
- $20,000 Aggregate per Accident
- Optional outpatient Benefits are also available
Accident Only Policy, Form AO: (Pays in addition to any other insurance)
- Choice of $300, $500 or $1,000 Aggregate per Hospital Confinement
- Pays for Hospital and Medical expenses while confined in the hospital
- $5,000 Accidental Death and $2,500 Dismemberment Benefit
Medicare Supplement Policy, Form MS-97:
- Choice of Plans A, B, C. D. F and G
Final Expense Life Insurance Policies: ($15,000 in Death Benefits, up to age 80)
- No Medical Examination is required, just a few short medical history questions to complete on the initial application
- Whole Life Policies, without Cash Values
- Immediate or Graded Death Benefit Policies available
- Policies can be written on individuals or Families
- Policy can not be Cancelled or Rates Increased because of age or declining health
- Accepted by Funeral Homes every where
- Policy owner designates who tax free benefits are paid to
- HELP Benefit: A Funeral Home with an authorized assignment, may request a portion of the death benefit be sent immediately by overnight mail, with the balance of the death benefit paid upon the company’s receipt of a death certificate
IMPORTANT INFORMATION
Southwest Service Health Insurance policies are guaranteed renewal, which means the policies can never be cancelled as long as the premiums in force at time of renewal are paid on time. Benefits can not be changed by the company because of any change in the insured health or number of times the policy is used. Policy Benefits are set out in the Policy and are subject to the policy provisions, including the Limitations and Exclusions Provisions.
Southwest Service Individual Health Insurance Policies ARE NOT Group, PPO or HMO Policies, therefore the Insured can use any Licensed Doctor or Accredited Hospital without first securing pre-approval or a referral--THIS MEANS, YOU HAVE FREEDOM OF CHOICE!!
We are extremely proud to be a TEXAS licensed insurance company for over 40 years, with our Home Office located in Fort Worth, Texas. If you would like more information concerning Southwest Service Life Insurance Company or any of it’s Insurance Plans----Please contact the Company direct or one of it’s licensed Agents---You will not be under any obligation, what so ever.
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